"Bank failures are caused by depositors who don't deposit enough money to cover losses due to mismanagement"

This quote by Dan Quayle suggests that bank failures are brought on by a lack of funds from depositors. This lack of funds is due to mismanagement, which can include poor financial investments, bad loans, or other financial decisions. The quote suggests that if depositors had actually deposited more money, the bank would have had enough funds to cover the losses caused by mismanagement. This recommends that depositors need to be more knowledgeable about the monetary decisions made by the bank and should be more cautious when depositing cash. It also implies that banks should be more accountable with their financial choices and ought to be held responsible for any losses brought on by mismanagement. Eventually, this quote suggests that both depositors and banks need to be more familiar with their monetary choices in order to avoid bank failures.