"I had been working for eight years and all I had to show for it was this horrible debt. At one point we had the bailiff at the door"

Tom Felton's quote reflects the struggles of many people who have actually worked hard for several years, only to find themselves in a hard monetary scenario. It speaks to the trouble of trying to make ends fulfill, and the sensation of helplessness that can include it. The quote likewise speaks to the fear of needing to deal with the effects of not being able to pay one's financial obligations, as evidenced by the reference of the bailiff at the door. This quote is a pointer that hard work does not constantly guarantee financial security, which sometimes life can be unforeseeable and tough. It is a suggestion to be mindful of our financial resources and to be prepared for the unforeseen.