"Procrastination is like a credit card: it's a lot of fun until you get the bill"

This quote is an allegory contrasting procrastination to a credit card. It is suggesting that laziness can be delightful in the minute, however the consequences of laziness can be expensive. Much like a bank card, laziness can lead to debt and various other unfavorable effects. The quote is warning us that laziness can be fun in the temporary, however it can cause long-lasting issues. It is motivating us to be conscious of our laziness as well as to be aware of the prospective effects. The quote is likewise recommending that it is far better to act now rather than waiting until later on. Acting currently can aid us prevent the adverse effects of laziness.