"Since Social Security faces a large gap between what it promises younger workers and what it can afford to pay them, private savings will likely need to play a larger role in retirement planning for younger workers"

This quote by Ron Lewis recommends that Social Security is not able to offer the very same level of advantages to more youthful workers as it does to older workers. As an outcome, younger workers will require to rely more greatly on private cost savings to money their retirement. This is because of the large space between what Social Security promises younger employees and what it can really pay for to pay them. This implies that younger workers will require to take a more active role in their retirement preparation and save more cash in order to ensure a comfy retirement.