"Substantive and procedural law benefits and protects landlords over tenants, creditors over debtors, lenders over borrowers, and the poor are seldom among the favored parties"

This quote by John Turner highlights the inequality that exists in the legal system. Substantive and procedural law are designed to benefit and safeguard those with more power and resources, such as proprietors, lenders, and loan providers. This means that those with less power and resources, such as occupants, debtors, and the poor, are often excluded of the formula. This quote functions as a tip that the legal system is not always reasonable and that those with less power and resources are frequently disadvantaged. It is essential to acknowledge this inequality and work to develop a more fair legal system that works for everyone.