"By requiring that any surplus in Social Security taxes be returned to the American people in personal savings accounts, the plan ensures that Social Security taxes will be used for Social Security"

This quote by Mike Pence is referring to a plan that would need any surplus in Social Security taxes to be gone back to the American individuals in the kind of individual savings accounts. This plan is developed to guarantee that Social Security taxes are used exclusively for Social Security, and not diverted to other government programs. By returning the surplus to the American people in the kind of personal cost savings accounts, the plan ensures that the cash is utilized for its desired function. This strategy also offers a reward for individuals to conserve for their retirement, as the money in their individual savings accounts can be utilized to supplement their Social Security benefits. In general, this strategy is a win-win for both the American individuals and the Social Security system.