"Civilized countries generally adopt gold or silver or both as money"

This quote by Alfred Marshall recommends that countries that are thought about to be civilized have actually adopted silver or gold, or both, as their form of money. This is likely due to the reality that gold and silver have been utilized as currency for centuries, and are seen as a trusted kind of money. Gold and silver are also viewed as a store of value, implying that they can be used to buy items and services, and can likewise be saved and used as a form of cost savings. Gold and silver are also seen as a form of financial investment, as their value can increase over time. This quote by Alfred Marshall suggests that gold and silver are seen as a reliable kind of money, and are embraced by civilized countries as a kind of currency.