This quote by Norman Ralph Augustine indicates that it is fairly easy to obtain a loan from a financial institution, but just if the loan is not needed. This suggests that if a person remains in alarming requirement of a loan, it might be harder to get one. This might be due to the fact that banks might be more reluctant to provide money to someone who is in a precarious monetary situation. It could also be due to the fact that the person might not have the needed collateral or credit report to get approved for a loan. This quote acts as a reminder that it is important to prepare ahead and save cash for unexpected costs, as it might be difficult to acquire a loan when it is most needed.
"While civilization has been improving our houses, it has not equally improved the men who are to inhabit them. It has created palaces, but it was not so easy to create noblemen and kings"
