"A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain"

This quote by Robert Frost is a metaphor for how banks operate. Banks want to provide cash to individuals when times are good, however when times become challenging, they want their money back. This is similar to how a bank provides an umbrella in reasonable weather condition, however when it starts to rain, they desire it back. The quote is a tip that banks are not always generous and that they will anticipate repayment when times become hard. It likewise acts as an alerting to be mindful when obtaining money from a bank, as they will expect it back when times become tough. The quote is a suggestion that banks are not always generous which they will anticipate payment when times become challenging.