"A wise man should have money in his head, but not in his heart"
About this Quote
But “not in his heart” is the trapdoor. Swift is drawing a boundary between calculation and devotion, between using money as a tool and letting it become a deity. The subtext is theological as much as economic: affection misdirected toward wealth corrodes judgment, reorders loyalty, and turns people into their own accountants. When money migrates from the head to the heart, it stops being information and becomes identity.
Context matters. Swift wrote in a Britain newly fluent in modern capitalism: expanding trade, speculative bubbles, widening class divides, institutionalized poverty. His work often skewered elites who preached piety while practicing predation. This aphorism functions as a compact ethics for that moment: learn the system without letting the system learn you.
It also carries Swift’s favorite accusation - that “respectability” is often just greed in ceremonial dress. Wisdom, he implies, is not the absence of appetite but the discipline of where you store it.
Quote Details
| Topic | Money |
|---|---|
| Source | Unverified source: Swift to St John - 2 (Jonathan Swift, 1729)
Evidence: And my lord, I have made a maxim, that should be writ in letters of diamonds, that a wise man ought to have money in his head, but not in his heart. (Letter dated April 5, 1729; later printed in The Correspondence of Jonathan Swift, D.D., Volume 4, p. 328). The earliest primary-source evidence I ... Other candidates (1) The Works of Jonathan Swift ... (Jonathan Swift, 1841) compilation95.0% ... Jonathan Swift. With regard to the peculiarities of his style , vigour , simplicity , and conciseness assuredly .... |
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Citation Formats
APA Style (7th ed.)
Swift, Jonathan. (2026, March 14). A wise man should have money in his head, but not in his heart. FixQuotes. https://fixquotes.com/quotes/a-wise-man-should-have-money-in-his-head-but-not-128878/
Chicago Style
Swift, Jonathan. "A wise man should have money in his head, but not in his heart." FixQuotes. March 14, 2026. https://fixquotes.com/quotes/a-wise-man-should-have-money-in-his-head-but-not-128878/.
MLA Style (9th ed.)
"A wise man should have money in his head, but not in his heart." FixQuotes, 14 Mar. 2026, https://fixquotes.com/quotes/a-wise-man-should-have-money-in-his-head-but-not-128878/. Accessed 31 Mar. 2026.













