"Before the arrival of the Credit Union, people who were from the poor background or a working class background couldn't borrow from banks"

John Hume's quote speaks to the value of the Credit Union in supplying monetary services to those who were previously not able to access them. Before the Credit Union, people from a poor or working class background were not able to borrow from banks due to their lack of financial resources. This suggested that they were not able to access the very same monetary services as those from a more privileged background. The Credit Union offered an alternative to standard banking, permitting those from a lower socio-economic background to access loans and other monetary services. This permitted them to construct their monetary security and gain access to the very same financial chances as those from a more privileged background. The Credit Union has been an important resource for those who were formerly unable to gain access to traditional banking services, and has assisted to level the playing field in terms of financial gain access to.