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Faith & Spirit Quote by Robert G. Ingersoll

"If I owe Smith ten dollars and God forgives me, that doesn't pay Smith"

About this Quote

Ingersoll’s line snaps like a courtroom objection: forgiveness is not a receipt. By putting “God forgives me” on one side and “that doesn’t pay Smith” on the other, he turns a lofty spiritual claim into a petty, undeniable fact of commerce. Ten dollars is doing heavy rhetorical work here. It’s small enough to feel everyday, almost laughably mundane, which makes the moral dodge look even pettier. If you’ll hide behind heaven over a measly debt, what won’t you excuse?

The intent is surgical: to separate private absolution from public obligation. Ingersoll, the era’s famous freethinking orator and a practicing lawyer, is arguing against the idea that religion can launder real-world harms. He’s not merely anti-clerical for sport; he’s pointing at a social loophole where repentance becomes a substitute for restitution. The subtext is a critique of moral accounting that treats sin like a personal stain removable by prayer, while leaving victims holding the bill.

“Smith” is also a quiet masterstroke: generic, anonymous, everyman. The creditor could be anyone you’ve wronged. That choice drags ethics down from the pulpit into the street, where consequences have names and addresses.

Placed in late 19th-century America, amid revivalism and muscular Protestant respectability, the quote reads like a democratic demand for secular responsibility: whatever you believe about the afterlife, justice in this life requires payment, repair, and accountability, not just a cleansed conscience.

Quote Details

TopicForgiveness
SourceAttributed to Robert G. Ingersoll; quoted on Wikiquote (page: "Robert G. Ingersoll"). Original speech/publication not specified on that page.
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Citation Formats

APA Style (7th ed.)
Ingersoll, Robert G. (2026, January 15). If I owe Smith ten dollars and God forgives me, that doesn't pay Smith. FixQuotes. https://fixquotes.com/quotes/if-i-owe-smith-ten-dollars-and-god-forgives-me-105927/

Chicago Style
Ingersoll, Robert G. "If I owe Smith ten dollars and God forgives me, that doesn't pay Smith." FixQuotes. January 15, 2026. https://fixquotes.com/quotes/if-i-owe-smith-ten-dollars-and-god-forgives-me-105927/.

MLA Style (9th ed.)
"If I owe Smith ten dollars and God forgives me, that doesn't pay Smith." FixQuotes, 15 Jan. 2026, https://fixquotes.com/quotes/if-i-owe-smith-ten-dollars-and-god-forgives-me-105927/. Accessed 5 Feb. 2026.

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About the Author

Robert G. Ingersoll

Robert G. Ingersoll (August 11, 1833 - July 21, 1899) was a Lawyer from USA.

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