"If I owe Smith ten dollars and God forgives me, that doesn't pay Smith"
About this Quote
The intent is surgical: to separate private absolution from public obligation. Ingersoll, the era’s famous freethinking orator and a practicing lawyer, is arguing against the idea that religion can launder real-world harms. He’s not merely anti-clerical for sport; he’s pointing at a social loophole where repentance becomes a substitute for restitution. The subtext is a critique of moral accounting that treats sin like a personal stain removable by prayer, while leaving victims holding the bill.
“Smith” is also a quiet masterstroke: generic, anonymous, everyman. The creditor could be anyone you’ve wronged. That choice drags ethics down from the pulpit into the street, where consequences have names and addresses.
Placed in late 19th-century America, amid revivalism and muscular Protestant respectability, the quote reads like a democratic demand for secular responsibility: whatever you believe about the afterlife, justice in this life requires payment, repair, and accountability, not just a cleansed conscience.
Quote Details
| Topic | Forgiveness |
|---|---|
| Source | Attributed to Robert G. Ingersoll; quoted on Wikiquote (page: "Robert G. Ingersoll"). Original speech/publication not specified on that page. |
| Cite |
Citation Formats
APA Style (7th ed.)
Ingersoll, Robert G. (2026, January 15). If I owe Smith ten dollars and God forgives me, that doesn't pay Smith. FixQuotes. https://fixquotes.com/quotes/if-i-owe-smith-ten-dollars-and-god-forgives-me-105927/
Chicago Style
Ingersoll, Robert G. "If I owe Smith ten dollars and God forgives me, that doesn't pay Smith." FixQuotes. January 15, 2026. https://fixquotes.com/quotes/if-i-owe-smith-ten-dollars-and-god-forgives-me-105927/.
MLA Style (9th ed.)
"If I owe Smith ten dollars and God forgives me, that doesn't pay Smith." FixQuotes, 15 Jan. 2026, https://fixquotes.com/quotes/if-i-owe-smith-ten-dollars-and-god-forgives-me-105927/. Accessed 5 Feb. 2026.







