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Time & Perspective Quote by Ernst Fischer

"If you can't pay for a thing, don't buy it. If you can't get paid for it, don't sell it. Do this, and you will have calm and drowsy nights, with all of the good business you have now and none of the bad. If you have time, don't wait for time"

About this Quote

Fischer’s advice lands like a lullaby written by an accountant: moral clarity as a sleep aid. The first two lines are blunt to the point of parody - no metaphors, no wiggle room, just the clean geometry of cash in, cash out. That starkness is the point. He’s not romanticizing commerce; he’s stripping it of the little lies that make risky deals feel like destiny. Credit, favors, “exposure,” deferred payment - the whole culture of polite IOUs - is framed as a kind of insomnia machine.

The subtext is less about thrift than about power. “If you can’t get paid for it, don’t sell it” isn’t merely prudence; it’s a refusal to let your labor be treated as optional, negotiable, or spiritually rewarded. Coming from a writer, it reads as a warning about creative economies that thrive on desperation: the publisher who pays late, the patron who pays in promises, the gig that’s “great for your name.” Fischer insists that dignity has a price tag and that the inability to enforce it is a business model for someone else.

Then he pivots: “If you have time, don’t wait for time.” After advocating caution, he attacks procrastination. The contradiction is strategic. Avoid bad risk; don’t avoid action. In an early-20th-century world defined by economic shocks and ideological churn, he’s selling a middle path: discipline over wishful thinking, urgency without recklessness. Calm nights aren’t bought with optimism; they’re earned with boundaries and timing.

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TopicBusiness
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Citation Formats

APA Style (7th ed.)
Fischer, Ernst. (2026, January 15). If you can't pay for a thing, don't buy it. If you can't get paid for it, don't sell it. Do this, and you will have calm and drowsy nights, with all of the good business you have now and none of the bad. If you have time, don't wait for time. FixQuotes. https://fixquotes.com/quotes/if-you-cant-pay-for-a-thing-dont-buy-it-if-you-141329/

Chicago Style
Fischer, Ernst. "If you can't pay for a thing, don't buy it. If you can't get paid for it, don't sell it. Do this, and you will have calm and drowsy nights, with all of the good business you have now and none of the bad. If you have time, don't wait for time." FixQuotes. January 15, 2026. https://fixquotes.com/quotes/if-you-cant-pay-for-a-thing-dont-buy-it-if-you-141329/.

MLA Style (9th ed.)
"If you can't pay for a thing, don't buy it. If you can't get paid for it, don't sell it. Do this, and you will have calm and drowsy nights, with all of the good business you have now and none of the bad. If you have time, don't wait for time." FixQuotes, 15 Jan. 2026, https://fixquotes.com/quotes/if-you-cant-pay-for-a-thing-dont-buy-it-if-you-141329/. Accessed 13 Feb. 2026.

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About the Author

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Ernst Fischer (July 3, 1899 - July 31, 1972) was a Writer from Austria.

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