"It is never too early to encourage long-term savings"
About this Quote
“Encourage” is the soft power verb doing the heavy lifting. It implies guidance rather than coercion, allowing the speaker to champion policy that rewards savers (tax-advantaged accounts, automatic enrollment, financial literacy programs) while sidestepping the fact that encouragement often functions as a substitute for stronger guarantees. The line flatters the listener with agency and maturity; it also quietly shifts risk from institutions to individuals. If retirement becomes precarious, the implied indictment isn’t of the labor market or the safety net, but of people who didn’t start early enough.
The political context is easy to sketch even without a specific speech: late-20th/early-21st century American governance has repeatedly reframed social security as “personal responsibility,” and long-term savings is a bipartisan shibboleth precisely because it avoids redistribution while still sounding compassionate. It works rhetorically because it’s unarguable - who’s against preparation? - and because it turns economic insecurity into a character issue, not a policy failure.
Quote Details
| Topic | Saving Money |
|---|---|
| Source | Help us find the source |
| Cite |
Citation Formats
APA Style (7th ed.)
Lewis, Ron. (2026, January 16). It is never too early to encourage long-term savings. FixQuotes. https://fixquotes.com/quotes/it-is-never-too-early-to-encourage-long-term-121295/
Chicago Style
Lewis, Ron. "It is never too early to encourage long-term savings." FixQuotes. January 16, 2026. https://fixquotes.com/quotes/it-is-never-too-early-to-encourage-long-term-121295/.
MLA Style (9th ed.)
"It is never too early to encourage long-term savings." FixQuotes, 16 Jan. 2026, https://fixquotes.com/quotes/it-is-never-too-early-to-encourage-long-term-121295/. Accessed 11 Feb. 2026.




