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Wealth & Money Quote by John Jay Chapman

"People get so in the habit of worry that if you save them from drowning and put them on a bank to dry in the sun with hot chocolate and muffins they wonder whether they are catching cold"

About this Quote

Anxiety, Chapman suggests, isn’t a response to danger so much as a lifestyle with its own muscle memory. The joke is that rescue doesn’t end worry; it merely gives worry new material. Even on a sunlit bank, wrapped in comfort-food clichés (hot chocolate, muffins), the mind trained in dread scans for the next catastrophe: a chill, a cough, an omen. The line lands because it frames worry as maladaptive vigilance that survives its original purpose, like a fire alarm that keeps shrieking after the smoke clears.

Chapman, a poet-essayist writing in an America accelerating into modernity, is poking at a late-19th/early-20th century temperament: increasing comforts paired with increasing nervousness. Public health campaigns, industrial accidents, urban crowding, and a new culture of “experts” all widened the menu of things to fear. His image compresses that cultural shift into a single slapstick tableau: salvation as a setup for fresh self-surveillance.

The subtext isn’t simply “relax.” It’s sharper: worry becomes identity, even virtue. If you stop worrying, what are you for? Chapman implies that some people would rather distrust happiness than risk being surprised by pain. The hyper-specific coziness of muffins and cocoa is crucial; it’s almost infantilizing, which makes the continued paranoia look less noble and more compulsive. Underneath the humor sits a moral critique: the habit of worry can be a refusal to accept grace, the inability to inhabit safety without suspecting it’s a trick.

Quote Details

TopicAnxiety
SourceHelp us find the source
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Citation Formats

APA Style (7th ed.)
Chapman, John Jay. (2026, January 14). People get so in the habit of worry that if you save them from drowning and put them on a bank to dry in the sun with hot chocolate and muffins they wonder whether they are catching cold. FixQuotes. https://fixquotes.com/quotes/people-get-so-in-the-habit-of-worry-that-if-you-165230/

Chicago Style
Chapman, John Jay. "People get so in the habit of worry that if you save them from drowning and put them on a bank to dry in the sun with hot chocolate and muffins they wonder whether they are catching cold." FixQuotes. January 14, 2026. https://fixquotes.com/quotes/people-get-so-in-the-habit-of-worry-that-if-you-165230/.

MLA Style (9th ed.)
"People get so in the habit of worry that if you save them from drowning and put them on a bank to dry in the sun with hot chocolate and muffins they wonder whether they are catching cold." FixQuotes, 14 Jan. 2026, https://fixquotes.com/quotes/people-get-so-in-the-habit-of-worry-that-if-you-165230/. Accessed 5 Feb. 2026.

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John Jay Chapman (March 2, 1862 - 1933) was a Poet from USA.

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