"The highest use of capital is not to make more money, but to make money do more for the betterment of life"
About this Quote
The intent is reputational and political. Ford built his empire on scale, standardization, and relentless cost-cutting, then famously raised wages with the $5 day and marketed the Model T as a democratizing technology. This quote frames those moves as principled rather than tactical: higher pay and cheaper cars become evidence that capital can “do more” than compound itself. It’s a tidy answer to the era’s anxieties about robber barons, labor unrest, and the suspicion that industry converts human time into someone else’s ledger.
The subtext is managerial, too. “Betterment of life” is broad enough to mean almost anything, yet Ford implies he gets to define it through production: mobility, consumer access, order, progress. That vagueness is the point. It keeps the moral high ground while sidestepping harder questions about control, working conditions, and who bears the costs of “betterment.”
As rhetoric, the line works because it flips a familiar capitalist metric. Instead of money as the measure of success, success becomes money’s usefulness. Ford turns accumulation into a tool, and tools, unlike fortunes, are easier to defend.
Quote Details
| Topic | Money |
|---|---|
| Source | Help us find the source |
| Cite |
Citation Formats
APA Style (7th ed.)
Ford, Henry. (2026, January 18). The highest use of capital is not to make more money, but to make money do more for the betterment of life. FixQuotes. https://fixquotes.com/quotes/the-highest-use-of-capital-is-not-to-make-more-16679/
Chicago Style
Ford, Henry. "The highest use of capital is not to make more money, but to make money do more for the betterment of life." FixQuotes. January 18, 2026. https://fixquotes.com/quotes/the-highest-use-of-capital-is-not-to-make-more-16679/.
MLA Style (9th ed.)
"The highest use of capital is not to make more money, but to make money do more for the betterment of life." FixQuotes, 18 Jan. 2026, https://fixquotes.com/quotes/the-highest-use-of-capital-is-not-to-make-more-16679/. Accessed 12 Feb. 2026.





