"There are three faithful friends - an old wife, an old dog, and ready money"
About this Quote
That mix is the point. Franklin writes from a world where survival is practical and sentiment is suspect, especially in public. His America is building a middle-class morality around thrift, creditworthiness, and self-control. “Ready money” isn’t just cash; it’s liquidity, the ability to act without begging favors or waiting on patrons. In a volatile colonial economy, being able to pay now is a kind of autonomy. Calling it a “friend” exposes how quickly financial security becomes emotional security.
The subtext around marriage is darker. An “old wife” is “faithful” not because love is romantic, but because time, dependency, and social expectation bind her in place. Franklin’s compliment carries a patriarchal assumption: fidelity is her job, like the dog’s. The joke, if you want to call it that, flatters the male reader’s desire for reliability - affection without risk, companionship without surprise.
It works because Franklin’s aphorisms don’t moralize; they audit. He’s not selling tenderness. He’s selling a worldview where loyalty is measured by what stays when fortunes shift: the creature you fed, the spouse who endured, and the money you kept within reach.
Quote Details
| Topic | Friendship |
|---|---|
| Source | Verified source: Poor Richard, 1738 (Benjamin Franklin, 1738)
Evidence: There are three faithful friends, an old wife, an old dog, and ready money.. Primary-source appearance in Benjamin Franklin’s Poor Richard’s Almanack for 1738 (issued under the pseudonym Richard Saunders). The Founders Online record gives the full publication line: “Poor Richard, 1738. An Almanack For the Year of Christ 1738,... By Richard Saunders, Philom. Philadelphia: Printed and sold by B. Franklin, at the New Printing-Office near the Market.” The quote appears in the January section in that text transcription (line 74 in the Founders Online view). Founders Online is a vetted scholarly edition, but it is a transcription of an original copy held at Yale University Library; it does not supply a page number for the printed almanack in this view. Other candidates (1) The Complete Works of Benjamin Franklin (Benjamin Franklin, 1887) compilation95.0% ... There are three faithful friends , an old wife , an old dog , and ready money . " " Who has deceived thee so oft ... |
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Citation Formats
APA Style (7th ed.)
Franklin, Benjamin. (2026, February 8). There are three faithful friends - an old wife, an old dog, and ready money. FixQuotes. https://fixquotes.com/quotes/there-are-three-faithful-friends-an-old-wife-an-25537/
Chicago Style
Franklin, Benjamin. "There are three faithful friends - an old wife, an old dog, and ready money." FixQuotes. February 8, 2026. https://fixquotes.com/quotes/there-are-three-faithful-friends-an-old-wife-an-25537/.
MLA Style (9th ed.)
"There are three faithful friends - an old wife, an old dog, and ready money." FixQuotes, 8 Feb. 2026, https://fixquotes.com/quotes/there-are-three-faithful-friends-an-old-wife-an-25537/. Accessed 26 Feb. 2026.










