"There are three faithful friends - an old wife, an old dog, and ready money"
About this Quote
That mix is the point. Franklin writes from a world where survival is practical and sentiment is suspect, especially in public. His America is building a middle-class morality around thrift, creditworthiness, and self-control. “Ready money” isn’t just cash; it’s liquidity, the ability to act without begging favors or waiting on patrons. In a volatile colonial economy, being able to pay now is a kind of autonomy. Calling it a “friend” exposes how quickly financial security becomes emotional security.
The subtext around marriage is darker. An “old wife” is “faithful” not because love is romantic, but because time, dependency, and social expectation bind her in place. Franklin’s compliment carries a patriarchal assumption: fidelity is her job, like the dog’s. The joke, if you want to call it that, flatters the male reader’s desire for reliability - affection without risk, companionship without surprise.
It works because Franklin’s aphorisms don’t moralize; they audit. He’s not selling tenderness. He’s selling a worldview where loyalty is measured by what stays when fortunes shift: the creature you fed, the spouse who endured, and the money you kept within reach.
Quote Details
| Topic | Friendship |
|---|---|
| Source | Attributed to Benjamin Franklin; listed on his Wikiquote page as “There are three faithful friends - an old wife, an old dog, and ready money.” |
| Cite | Cite this Quote |
Citation Formats
APA Style (7th ed.)
Franklin, Benjamin. (n.d.). There are three faithful friends - an old wife, an old dog, and ready money. FixQuotes. https://fixquotes.com/quotes/there-are-three-faithful-friends-an-old-wife-an-25537/
Chicago Style
Franklin, Benjamin. "There are three faithful friends - an old wife, an old dog, and ready money." FixQuotes. Accessed February 1, 2026. https://fixquotes.com/quotes/there-are-three-faithful-friends-an-old-wife-an-25537/.
MLA Style (9th ed.)
"There are three faithful friends - an old wife, an old dog, and ready money." FixQuotes, https://fixquotes.com/quotes/there-are-three-faithful-friends-an-old-wife-an-25537/. Accessed 1 Feb. 2026.










