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Daily Inspiration Quote by Paul Harvey

"When your outgo exceeds your income, the upshot may be your downfall"

About this Quote

A folksy rhyme that lands like a verdict: Harvey takes a basic budgeting truth and turns it into moral weather. “Outgo” and “income” are accountant’s words, dry on their own, but he pairs them with “upshot” and “downfall” to make the math feel like narrative. One bad imbalance doesn’t just create debt; it sets you on a slope. The sing-song cadence is the point: it’s memorable enough to repeat at the kitchen table, which is exactly where Harvey’s worldview lives.

The intent isn’t to teach arithmetic. It’s to smuggle a value system into a proverb. In Harvey’s America - mid-century, middle-class, suspicious of overreach - solvency reads as character. The subtext: financial disorder is rarely just misfortune; it’s a personal failure waiting to be revealed. “May be your downfall” sounds gentle, but it carries a warning about public shame as much as private ruin. Debt isn’t framed as a tool, or a symptom of stagnant wages, medical bills, predatory lending. It’s framed as destiny.

Context matters: Harvey built a career on plainspoken radio commentary, a format where clarity and moral punch beat nuance every time. This line fits that tradition of pocket-sized wisdom aimed at a broad audience, the kind that reassures listeners that the world is legible if you follow the rules. It works because it offers control in a system that often feels uncontrollable, even if the comfort comes at the price of simplifying why people fall in the first place.

Quote Details

TopicSaving Money
SourceHelp us find the source
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Citation Formats

APA Style (7th ed.)
Harvey, Paul. (2026, January 15). When your outgo exceeds your income, the upshot may be your downfall. FixQuotes. https://fixquotes.com/quotes/when-your-outgo-exceeds-your-income-the-upshot-58604/

Chicago Style
Harvey, Paul. "When your outgo exceeds your income, the upshot may be your downfall." FixQuotes. January 15, 2026. https://fixquotes.com/quotes/when-your-outgo-exceeds-your-income-the-upshot-58604/.

MLA Style (9th ed.)
"When your outgo exceeds your income, the upshot may be your downfall." FixQuotes, 15 Jan. 2026, https://fixquotes.com/quotes/when-your-outgo-exceeds-your-income-the-upshot-58604/. Accessed 19 Feb. 2026.

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When Your Outgo Exceeds Your Income - Paul Harvey
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About the Author

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Paul Harvey (September 4, 1918 - February 28, 2009) was a Journalist from USA.

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