"Who quick be to borrow and slow be to pay, their credit is naught, go they ever so gay"
About this Quote
The couplet's real bite is in "go they ever so gay". He’s not just warning against debt; he’s puncturing the performance of prosperity. "Gay" here signals showy, carefree display - the debtor who borrows fast to look fine now, then drags his feet when it's time to settle. Tusser treats that as a kind of fraud of manners: the outward brightness is actually a social IOU, and the community will eventually call it in. The rhyme turns judgment into something easily repeatable, like a slogan that travels faster than the debtor.
Context matters: Tusser wrote for a culture obsessed with order, thrift, and reciprocity, where moral instruction often came packaged as memorable verse. The intent isn't interior psychology; it's behavioral control. Pay promptly or be marked. The subtext is surveillance: your spending, your cheer, your delays are visible. In that economy, "naught" is not poverty alone - it's the collapse of trust, and with it, the collapse of your place among people who keep accounts in memory.
Quote Details
| Topic | Money |
|---|---|
| Source | Attributed to Thomas Tusser — line appears among his husbandry rhymes (commonly cited in collections of his verses). |
| Cite |
Citation Formats
APA Style (7th ed.)
Tusser, Thomas. (2026, January 16). Who quick be to borrow and slow be to pay, their credit is naught, go they ever so gay. FixQuotes. https://fixquotes.com/quotes/who-quick-be-to-borrow-and-slow-be-to-pay-their-123125/
Chicago Style
Tusser, Thomas. "Who quick be to borrow and slow be to pay, their credit is naught, go they ever so gay." FixQuotes. January 16, 2026. https://fixquotes.com/quotes/who-quick-be-to-borrow-and-slow-be-to-pay-their-123125/.
MLA Style (9th ed.)
"Who quick be to borrow and slow be to pay, their credit is naught, go they ever so gay." FixQuotes, 16 Jan. 2026, https://fixquotes.com/quotes/who-quick-be-to-borrow-and-slow-be-to-pay-their-123125/. Accessed 4 Feb. 2026.








