"Who's paying the million bucks? The insurance company. We've been trying for years to get the insurance industry to say to the gun industry, We won't insure you unless you have policies that will reduce the likelihood of guns falling into the wrong hands easily"
About this Quote
Barnes is not really talking about compassion; he's talking about risk management as policy. The subtext is a bet on a different kind of regulator: insurers. If lawmakers are gridlocked and courts are hostile, the insurance industry can do what it always does - set terms, demand safety standards, refuse coverage, raise premiums. He’s borrowing the logic that tamed other high-risk industries: cars got seatbelts, buildings got codes, workplaces got OSHA partly because liability made neglect expensive.
"Wrong hands" is deliberately broad, letting multiple audiences hear what they want - criminals, domestic abusers, impulsive teens - while sidestepping the culture-war trigger of "gun control". The intent is to pull the gun industry into the same accountability ecosystem as everyone else: if you profit from a product that creates predictable harm, you don’t get to outsource the cost and call it freedom.
Quote Details
| Topic | Justice |
|---|---|
| Source | Help us find the source |
| Cite |
Citation Formats
APA Style (7th ed.)
Barnes, Michael D. (2026, January 16). Who's paying the million bucks? The insurance company. We've been trying for years to get the insurance industry to say to the gun industry, We won't insure you unless you have policies that will reduce the likelihood of guns falling into the wrong hands easily. FixQuotes. https://fixquotes.com/quotes/whos-paying-the-million-bucks-the-insurance-115756/
Chicago Style
Barnes, Michael D. "Who's paying the million bucks? The insurance company. We've been trying for years to get the insurance industry to say to the gun industry, We won't insure you unless you have policies that will reduce the likelihood of guns falling into the wrong hands easily." FixQuotes. January 16, 2026. https://fixquotes.com/quotes/whos-paying-the-million-bucks-the-insurance-115756/.
MLA Style (9th ed.)
"Who's paying the million bucks? The insurance company. We've been trying for years to get the insurance industry to say to the gun industry, We won't insure you unless you have policies that will reduce the likelihood of guns falling into the wrong hands easily." FixQuotes, 16 Jan. 2026, https://fixquotes.com/quotes/whos-paying-the-million-bucks-the-insurance-115756/. Accessed 13 Feb. 2026.





