"A bank is a place that will lend you money if you can prove that you don't need it"

This quote by Bob Hope is an amusing method of explaining the irony of banks. Banks are expected to be a location where people can go to obtain money when they need it, yet in order to be authorized for a loan, one should prove that they don't need it. This is due to the fact that banks wish to make certain that the debtor is able to repay the loan. Banks are also trying to find customers who have an excellent credit report and a constant earnings. This quote is a humorous way of pointing out the paradox of the banking system and how it can be hard to get a loan even when you require it. It likewise works as a tip that banks are not always the most handy when it pertains to lending money.