"Creditor. One of a tribe of savages dwelling beyond the Financial Straits and dreaded for their desolating incursions"

This quote by Ambrose Bierce is a metaphor for lenders, who are often seen as a danger to those in financial obligation. The quote paints lenders as a tribe of savages, living beyond the Financial Straits, which is a recommendation to the problem of managing finances. The savages are feared for their desolating attacks, which is a reference to the method lenders can eliminate an individual's financial security. This quote is a reminder of the power creditors have more than those in debt, and how important it is to manage finances responsibly. It also acts as a warning to those who owe money, to be knowledgeable about the effects of not paying back lenders. The quote is a reminder that financial institutions need to be respected and taken seriously, as they can have a major effect on a person's financial scenario.