"If you know how to spend less than you get, you have the philosopher's stone"

This quote by Benjamin Franklin is a reminder of the importance of financial responsibility. He is suggesting that if you are able to invest less than you make, you have the key to monetary success. This is because if you are able to conserve more than you invest, you will be able to build up a monetary cushion that can be used in times of requirement. This is the very same idea as the thinker's stone, which was thought to be able to turn any metal into gold. In this case, Franklin is suggesting that if you are able to save more than you invest, you will be able to turn your financial circumstance into a more protected one. This quote is a suggestion that monetary obligation is key to achieving monetary success.