"It is only the poor who pay cash, and that not from virtue, but because they are refused credit"

This quote by Anatole France is a commentary on the financial circumstance of the bad. It recommends that the poor are unable to access credit, and are hence required to pay for items and services with money. This is not due to the fact that of any moral superiority, but because they are denied access to credit. This quote indicates that the poor are at a drawback when it comes to monetary matters, as they are not able to benefit from the benefits of credit, such as being able to buy items without having to pay for them in advance. It likewise implies that the wealthy have the ability to gain access to credit, and are thus able to acquire products without needing to spend for them upfront. This quote highlights the inequality between the rich and the bad, and suggests that the bad are at a downside when it pertains to financial matters.