"It is the quality of lending over the quantity of lending"

Lewis Thompson Preston's quote stresses the value of quality over amount when it comes to lending. He is suggesting that it is more vital to lend properly and thoughtfully than to lend a large quantity of cash. Quality loaning suggests that lending institutions must take the time to understand the debtor's requirements and goals, and provide the right kind of loan that will help them accomplish those objectives. Quality financing also suggests that loan providers should understand the risks associated with the loan and guarantee that the debtor has the ability to repay the loan. Quality financing is more useful for both the lending institution and the borrower, as it helps to make sure that the loan is paid back and that the borrower is able to achieve their goals. Quality loaning is an important part of accountable loaning and should be taken into consideration when making any loan.