"It's the company itself, but most of these mutual fund companies, the guy who runs the company is just a fact totem and the guy who runs the money is the power. But we really don't know who they are"

In this quote by Jim Cramer, a well-known monetary analyst and tv character, he is addressing the opacity and power dynamics within mutual fund business. This analysis unpacks the layers of meaning in his declaration:

Cramer starts with a concentrate on "the company itself", indicating mutual fund business as intricate entities, typically viewed or marketed externally by their brand name or corporate image. Nevertheless, he suggests that the real class structure within these companies are not as noticeable or straightforward as they might seem.

He describes the token of the company as "simply a reality totem", indicating that the individuals openly acknowledged as leading these organizations may typically play a more symbolic function rather than possessing actual decision-making authority. In this context, a "truth totem" might suggest somebody who embodies or represents the company's image but whose existence does not always equate to wielding substantial practical power. The declaration recommends that the true impact lies elsewhere in the company.

Cramer points out that "the guy who runs the cash is the power", shifting the focus to the individuals or teams responsible for handling the financial investment decisions and monetary properties of the mutual fund. These entities hold substantial influence, as they directly affect the efficiency and success of the fund. Their choices impact both financiers and the overall market, highlighting a deeper layer of power that operates behind the scenes.

Finally, Cramer asserts, "But we truly don't know who they are". This comment acts as a critique of the absence of transparency usually associated with mutual fund operations. The individuals making the critical financial investment decisions often stay unidentified to the general public, eclipsed by the business's brand or the more visible public-facing figurehead. This lack of openness can obscure accountability and limit investors' understanding of who is genuinely making the decisions that affect their investments.

In summary, Cramer's quote reviews the often-hidden power characteristics within mutual fund business, emphasizing the disconnect in between public understandings and the truth of decision-making power, in addition to the lack of openness regarding who wields this power.