"I've got about $30,000 in chips, not near enough"

This quote by Wilford Brimley suggests that he does not have enough money to attain his objective. He is referring to the chips he has, which are likely a kind of currency. He is indicating that he does not have sufficient money to do whatever it is he is attempting to do. This might be interpreted as a metaphor for not having enough resources to achieve a task or goal. It could likewise be interpreted as a literal statement, recommending that he does not have enough money to buy something he requires. In either case, it is clear that Wilford Brimley does not have adequate money to accomplish his goal. This quote is a suggestion that in some cases we don't have enough resources to do what we desire, and that it is very important to be conscious of our financial situation.