"There's so little money in my bank account, my scenic checks show a ghetto"

In this quote, Phyllis Diller is expressing her monetary battles by using a creative play on words. She begins by mentioning that there is very little money in her savings account, implying that she is struggling financially. Then, she discusses her "beautiful checks," which are usually used for composing checks for large quantities of cash. However, in her case, these checks are not for big quantities, however rather for a little and insignificant quantity, highlighting her monetary difficulties. Lastly, she utilizes the expression "show a ghetto," which can be translated as her checks showing her low-income status or perhaps even her checks being declined due to insufficient funds. In general, Diller's quote humorously conveys the extreme truth of her monetary situation.