"Thirty to 40 years ago, most financial decisions were fairly simple"

This quote by Scott Cook is describing the fact that in the past, financial decisions were much simpler than they are today. Thirty to forty years earlier, individuals had less alternatives when it came to investing, saving, and investing their cash. There were fewer banks, fewer investment opportunities, and less monetary items available. People had less options when it came to managing their cash, and the choices they had to make were much less complex. Today, nevertheless, the monetary landscape is a lot more complicated. There are a range of banks, financial investment opportunities, and monetary items offered, and people have to make more complex decisions when it comes to managing their money. As an outcome, financial choices today are far more complicated than they were thirty to forty years ago.