"When a big company lays you off, they often give you a year's salary to 'go pursue a dream.' If you're stupid, you panic and get another job. If you're smart, you take the money and use the time to figure out what you want to do next"
"Given the choice, children who don't want for anything will not save... We have an obligation as parents to give our children what they need. What they want we can give them as a special gift, or they can save their money for it"
