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Time & Perspective Quote by Hank Stram

"Yesterday is a cancelled check. Today is cash on the line. Tomorrow is a promissory note"

About this Quote

Hank Stram’s line hits like a coach’s halftime talk, but it’s dressed up in banker language that makes it stick. A “cancelled check” is proof something already happened and can’t be spent again; it has only documentary value. “Cash on the line” makes today tactile and risky: money you can use, but also money you can lose if you hesitate. Then “tomorrow” shrinks to a “promissory note,” a paper promise that feels official yet is always contingent on whether you’ll actually be able to pay it.

The intent is discipline, not nostalgia. Stram isn’t offering a gentle mindfulness slogan; he’s trying to break an athlete’s most common mental traps: replaying mistakes and living off future confidence. The subtext is that both are forms of avoidance. Yesterday becomes an excuse (“we were robbed,” “we should’ve won”), tomorrow becomes a fantasy (“we’ll fix it next week”). He frames them as financial instruments because sports, especially at Stram’s level, are an economy of attention. You don’t get unlimited credit. Your effort has an expiration date.

Context matters: Stram coached in an era when football’s public mythology was hard-nosed, workmanlike, allergic to self-pity. This metaphor speaks that dialect while sneaking in something smarter: time management as moral management. It’s capitalism as motivation, sure, but also a reminder that performance is the only currency that clears. Everything else is paperwork.

Quote Details

TopicTime
Source
Later attribution: The Executive's Book of Quotations (Julia Vitullo-Martin, J. Robert Moskin, 1994) modern compilationISBN: 9780195078367 · ID: QCUUKOvYh70C
Text match: 95.00%   Provider: Google Books
Evidence:
... Yesterday is a cancelled check ; today is cash on the line ; tomorrow is a promissory note . " HANK STRAM , Kansas City Chiefs coach ( Football's Greatest Quotes , p . 180 ) " Our philosophy is live , live , and more live . " REESE ...
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Yesterday is a cancelled check. Today is cash on the line. Tomorrow is a promissory note
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About the Author

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Hank Stram (January 3, 1923 - July 4, 2005) was a Athlete from USA.

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