This quote by Norman Ralph Augustine indicates that it is fairly easy to obtain a loan from a financial institution, but just if the loan is not needed. This suggests that if a person remains in alarming requirement of a loan, it might be harder to get one. This might be due to the fact that banks might be more reluctant to provide money to someone who is in a precarious monetary situation. It could also be due to the fact that the person might not have the needed collateral or credit report to get approved for a loan. This quote acts as a reminder that it is important to prepare ahead and save cash for unexpected costs, as it might be difficult to acquire a loan when it is most needed.
"Nature gives to every time and season some beauties of its own; and from morning to night, as from the cradle to the grave, it is but a succession of changes so gentle and easy that we can scarcely mark their progress"
