"What we now call "finance" is, I hold, an intellectual perversion of what began as warm human love"

Robert Graves' quote, "What we now call 'financing' is, I hold, an intellectual perversion of what started as warm human love", offers a profound review on the evolution of finance from its more primitive and human-centered origins. At its core, the statement suggests that finance, in its contemporary type, has diverged considerably from its original purpose and spirit.

The expression "what started as warm human love" might be viewed as describing the foundational components of financing-- trust, reciprocity, and neighborhood. Early financial systems were deeply woven into the social fabric, often counting on social relationships and mutual assistance. Exchange systems in little neighborhoods or among member of the family were most likely developed on trust and a shared understanding, similar to the bonds produced and sustained by love. This idea likewise relates to the common sharing and bartering systems that preceded formalized economies. These systems were not merely transactions; they were expressions of goodwill and mutual assistance.

Tomb' usage of the term "intellectual perversion" points to a departure from this structure. Modern finance is identified by complex instruments, abstract designs, and impersonal markets. With time, as societies industrialized and globalized, the customized and relational elements of economic exchanges have typically been supplanted by a focus on performance, revenue maximization, and frequently, speculative gains. In this change, the emotive and ethical dimensions have been overshadowed by a more mechanized and sometimes coldly logical method.

Furthermore, the "intellectual" element might imply that the intricate systems developed to manage and grow wealth are a distortion or overcomplication of interactions that need to be essentially simple and human. The world of finance is now viewed as a different domain, frequently unattainable to those without specialized knowledge, more distancing it from the communal roots Graves mentions.

In summary, Graves' quote functions as a reflective observation on the shift from common and trust-based financial interactions to a more depersonalized and complicated financial system, advising a reflection on the worths that have been lost in this transition.