"I haven't got as much money as some folks, but I've got as much impudence as any of them, and that's the next thing to money"

This quote by Josh Billings talks with the suggestion that money isn't every little thing. He acknowledges that he might not have as much cash as some individuals, however he has something that is virtually as beneficial: impudence. Insolence is defined as having or revealing a lack of respect for individuals or things that are generally treated with regard. In other words, Billings is suggesting that having a particular degree of self-confidence as well as boldness can be just as beneficial as having cash. He is suggesting that having the courage to take risks as well as stand up for on your own can be equally as helpful as having a huge savings account. This quote encourages us to be brave and to not let our financial circumstance specify us. It reminds us that having the guts to take risks as well as stand up for ourselves can be just as helpful as having a large bank account.